Many families are discovering the cost of living is rising more quickly than their household budgets can handle.

This is caused in part by the fact that the prices of goods and services are rising. It is also caused by the fact that many households have less money in the budget.

During the worst of the Covid epidenmic the Federal and State governments implemented many programs ot halp American families survive the economic calamity caused by the epidemic.

We are now past the worst of the Covid and the various government agencies are closing down many of the governmental assistance prgrams with the result that many families are facing increasingly more difficult times making ends meet.

Recently, the nationwide forebearance of student loan payments which was initialted during Covid is coming to an end. Many families are now forced to resume making student loan payments after a 2 year respite. In many families this is having a serious impact on the family’s monthly budget.

Rental and mortgage assistance programs, initiated during Covid have or are coming to the end.

If you are having trouble paying your monthly expenses. If you are having trouble carrying your credit card debt. If you are being threatened by collection agencies you might want to learn about bankruptcy as a possible source of relief.

Filing a Bankruptcy is a serious legal proceeding and is not the right solution for every family or every financial problem. We are available to assist you in determining if a bankruptcy filing is the right course of action for you and your family.

The advice and counsel of experienced seasoned professionals is the best way to determine if bankruptcy is the right solution for you and your family. Over the past 25 years our office has helped thousands of families in Somerset, Middlesex and Union counties determine if bankruptcy is the right course of action.

Call us to set up a free consultation with nour experienced staff. 732-752-8834